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Empower Your Child’s Financial Growth

Copper is kid-driven & parent-controlled banking.

Track their finances, curb their spending, and guide their financial education. With Copper, digital banking and financial literacy is easy for parents and kids alike.

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Copper is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Member FDIC.
Bruno. Transaction push notifications - On. Parental controls: Merchant Shield - On. Card Freeze - Off. Weekly spend limit - On, set to $50. Daily spend limit - On.

Teaching Money Transparently

At Copper, we believe that the journey to financial literacy should be clear and barrier-free. We provide an open, straightforward banking experience that empowers your child's financial literacy & growth every day. And for us, that means no hidden fees.

No
hidden fees
NSF fees
overdraft fees
surprise charges
hidden fees
NSF fees
overdraft fees
surprise charges

When you use Copper for your child’s banking, what you see is what you get: a genuine commitment to transparency & empowerment.

Security & Monitoring

At Copper, your child's safety is our top priority. We've integrated robust security features and real-time monitoring tools to ensure a secure, educational financial journey for your child.

Our goal? Give your child the tools they need to thrive while helping you find the right balance of freedom and control for your family.

Give your child the freedom to learn real-world money management. Give yourself the peace of mind to let them.

Phone with the Copper child dashboard screen displayed.Push notification displayed that reads: Copper Banking - They just completed the savings challenge! :Trophy emoji:.
Real-time notifications
Stay informed about your child's spending habits with real-time alerts for every transaction.
Phone with Parental control screens displayed and Merchant Shield turned on
Merchant Shield
Our proprietary Merchant Shield feature blocks transactions from age-inappropriate merchants
Phone with Parental control screens displayed and Merchant Shield turned on
Card Controls
Turn your child's card on and off instantly, right from your app.
Phone with Parental control screens displayed and Merchant Shield turned on
Customizable Limits
Set daily and weekly spending limits for your child to help them learn budgeting and avoid overspending
Phones with income and spend tracking screens displayed
Detailed Reports
Get a clear picture of your child's financial habits with detailed spending reports.
Real-time notifications
Stay informed about your child's spending habits with real-time alerts for every transaction.
Merchant Shield
Our proprietary Merchant Shield feature blocks transactions from age-inappropriate merchants
Card Controls
Turn your child's card on and off instantly, right from your app.
Customizable Limits
Set daily and weekly spending limits for your child to help them learn budgeting and avoid overspending
Detailed Reports
Get a clear picture of your child's financial habits with detailed spending reports.
Phones with income and spend tracking screens displayed
Phone with Parental control screens displayed and Merchant Shield turned on
Phone with Parental control screens displayed and Merchant Shield turned on
Phone with Parental control screens displayed and Merchant Shield turned on
Phone with the Copper child dashboard screen displayed.Push notification displayed that reads: Copper Banking - They just completed the savings challenge! :Trophy emoji:.

Customized plans for every family

Every child’s financial learning journey is unique, so we designed multiple plans to suit your family’s needs. Ready to help your child gain financial literacy? Choose a plan that aligns with their learning journey.

Copper

The perfect starting point for your child’s financial learning journey. Equip your child with a Copper Debit Card and access to our educational app.

Copper + Invest

Enhance your child’s learning experience with additional benefits like investing and priority customer support.

Every Copper plan offers customized opportunities for financial education & real-world practice, giving your child a head start on financial success.

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Parent Wallet: your dashboard

Managing your child's finances just got a whole lot easier with the Parent Wallet. It's a 1-stop hub to oversee your child's financial activities, teach them responsible money management, and ensure they're making progress on their financial path.

Parent Wallet: your dashboard

We start setting up your account & transfers by verifying your identity. From there, we open your account.

Central Control

The Parent Wallet acts as the core account from which you can transfer funds into your child(ren)'s Copper account(s). You have the full control to decide when and how much to transfer.

A white and green shield with a keyhole symbol emerges from a dark purple background.

Secure Setup

To ensure security, the name on your Parent Wallet should match the name on the linked ACH account, debit card, or payroll system from where the funds are being transferred.

Instant & Secure Parent funding made easy

Transferring money to your child's account should always be easy, and this feature ensures just that. With various secure options for funding your Parent Wallet, it's effortless to set up allowances, reward hard work, or provide for an emergency.

With Copper, you can simplify your life & give your child the hands-on experience they need to become financially successful adults.

Phones with Link bank account and Plaid screens displayed
Secure Connections
Link an ACH account securely with Plaid or connect your traditional bank account's debit card (note: we do not accept prepaid cards, gift cards, or credit cards).
Phone with Direct Deposit screen and account details displayed
Direct Deposit
Conveniently route a portion of your paycheck directly into your Copper account. You decide the amount, be it $10, $20, or more.
Auto Reload
Never worry about your account balance getting too low. With Auto Reload, once your balance dips to a parent-selected low, it will automatically top back up with a transfer from the connected bank account.
Secure Connections
Link an ACH account securely with Plaid or connect your traditional bank account's debit card (note: we do not accept prepaid cards, gift cards, or credit cards).
Direct Deposit
Conveniently route a portion of your paycheck directly into your Copper account. You decide the amount, be it $10, $20, or more.
Auto Reload
Never worry about your account balance getting too low. With Auto Reload, once your balance dips to a parent-selected low, it will automatically top back up with a transfer from the connected bank account.
Phone with Direct Deposit screen and account details displayed
Phones with Link bank account and Plaid screens displayed

Refer friends to boost your child’s savings

We think good things are better shared. Why not boost your child’s savings by introducing other parents in your life to the benefits of Copper? When a new member joins Copper by your referral, you BOTH get $30 in your accounts. Add more friends? You do the math! The more you share, the more rewards you get. Refer 15 people to earn up to $450.

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