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The bank you wish you had Growing Up

Banking, investing, earning & learning for your family

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Copper is a financial technology company, not a bank. Banking services provided by Evolve Bank & Trust; Members FDIC.

Banking built for kids and teens

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A debit card of their own

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Access to 55k fee free atms

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Learn to invest the smart way

Learn more
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Smart savings with goals

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Get paid 2 days early

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Mastercard Zero liability protection

Investing
the Smart Way

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The first ever investing platform built for kids and teens focused on teaching them smart, long-term wealth-building,  all in a safe place.

Learn more

PARENTS, WE GOT YOU

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You can send money instantly, automate allowance, and monitor spending in real time. We’re here to support the “bank of mom and dad”.

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ONE APP FOR THE WHOLE FAMILY

Parents get full visibility, instant funding capabilities and peace of mind. And teens learn smart money habits, all in a safe space.
Win. Win. Win.

The only banking app that actually teaches you about money.

ACTUALLY learn more
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FYI. It’s Free.
No monthly fees.
None.
Nada.
It’s Free!
FYI. It’s Free.
No monthly fees.
None.
Nada.
It’s Free!

Over 1Million+ Members

+30k Reviews

App Store Rating

4.9
5 Star Rating
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“An excellent way to help your teens learn
to budget”

5 Star Rating

An excellent way to help your teens learn to budget as well as automate the allowance process for a large family. It's a new service and they are actively soliciting user feedback and implementing new features.

“As a 14 year old, I recommend every teen to download it and start learning!”

5 Star Rating

Copper banking was the best app I have ever installed! I am only 14 years old and before I downloaded copper banking I thought as a 14 year old I would never be able to start learning about money or get my own card etc… But copper banking enlightened me and I recommend every teen to download it and start learning!

“I wish I would've had this when I was a teenager.”

5 Star Rating

I'm a parent and I gotta say, this app is a must have to teach kids about money while they bank. I wish I would've had this when I was a teenager. I would've been much more prepared for the world. Copper is not just a bank, they educate their users to become smarter with money.

“Copper gives me freedom with my money and helps me manage my money goals.”

5 Star Rating

Hey Copper, I just wanna say thank you for everything. Like the amazing app, the debit card, your the very reason I started saving my money more. I also look forward to investing, and I hope you have a good day!

“A must have for all!”

5 Star Rating

It’s crucial to teach kids the importance of saving money. It’s definitely something that would have benefited me as a kid! I can’t wait to use this app for my children because I truly think it will set up a good foundation for investing and saving. Copper is such an easy way for kids to set a financial goal and work towards reaching it on their own. A must have for all!

/5

Safety. Security. Seriously.

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Encrypted

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Privacy Protection

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FDIC Insured up to $250k

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SIPC Insured up to $500k

Just say NO.

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No overdraft fees

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No minimum balance

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No credit checks

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No hidden fees

FAQ

How is Copper different than traditional banks?

Copper is designed with the goal of building better financial habits for its users. Copper provides a suite of banking tools alongside its teen debit card that allow parents and teens to easily manage their money, build savings goals that reward good behaviors. Copper also provides the ability to spend and move money with ease and convenience. At Copper, we understand that your lives are busy enough already and managing your finances shouldn’t be another time constraint. We are here to make money easy.

Is Copper secure?

Copper uses encryption to protect your data in-transit and at-rest. We use many tools to make sure your account cannot be maliciously accessed, and consider user privacy to be of the utmost importance and have built Copper to keep your information safe. To learn more about what information we collect and how we use it please read the Copper Privacy Policy. Link can be found at the bottom of this page.

Are there any fees?

There are NO monthly fees. Plus, we don’t charge any overdraft or minimum balance fees. You can also withdrawal cash fee free at over 55,000 Allpoint ATM locations.
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Parents should review their teen’s questionnaire responses and recommended portfolio to ensure it aligns with their family’s investment preferences. If changes are needed, they can be made through Copper support by logging into the app.