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WE ARE A
KNOWLEDGE BANK

We teach kids and teens smart money habits while they bank.

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Copper is a financial technology company, not an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured depository institution. Rest assured, your deposits are maintained at FDIC insured depository institutions.

Kids earn

on savings

Save more. Earn more.

Teach kids the value of long-term wealth building with a savings rate

21x the national average.

Banking built for kids and teens

Kids get a debit card of their own.

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Access to
55k fee
free atms.

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Learn to save, spend and budget.

5.00%

Earn 5.00% on savings.

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Introduction to the basics of investing.

Parents can monitor all spending.

Financial knowledge is power

No one is teaching kids about money. Not traditional banks. Not schools. Kids need an ally to prepare them for the real world. Copper gives them the financial tools, knowledge, and experience to thrive.

One app for the whole family

Parents get full visibility, instant funding capabilities and peace of mind. And teens learn smart money habits, all in a safe space.
Win. Win. Win.

The only banking app that actually teaches teens about money

Financial Literacy
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5-Stars

Join over 2M members already learning smart money habits

Copper has over 60,000 reviews with an App Store Rating of 4.9.

5-Stars

“Copper gives me freedom with my money and helps me manage my money goals.”

5-Stars

“An excellent way to help your teens learn to budget”

5-Stars

“As a 14 year old, I recommend every teen to download it and start learning!”

5-Stars

“I wish I would've had this when I was a teenager.”

5-Stars

“Copper gives me freedom with my money and helps me manage my money goals.”

5-Stars

“Copper gives me freedom with my money and helps me manage my money goals.”

5-Stars

“An excellent way to help your teens learn to budget”

5-Stars

“As a 14 year old, I recommend every teen to download it and start learning!”

5-Stars

“I wish I would've had this when I was a teenager.”

5-Stars

“Copper gives me freedom with my money and helps me manage my money goals.”

Safety. Security.
Seriously.

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Encrypted

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Privacy Protection

FDIC Insured up to $250k*

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SIPC Insured up to $500k

Just say NO.

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No Overdraft Fees

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No Minimum Balance

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No Credit Checks

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No Hidden Fees

Bank deposits potentially insured by FDIC up to $250k; Copper is not an FDIC-insured institution. Non-deposit products are not insured by the FDIC, are not deposits, and may lose value.

FAQ

How is Copper different than traditional banks?

Copper is designed with the goal of building better financial habits for its users. Copper provides a suite of banking tools alongside its kid & teen debit card that allow parents and teens to easily manage their money and build savings goals that reward good behaviors. Copper also provides the ability to spend and move money with ease and convenience. At Copper, we understand that your lives are busy enough already… managing your finances shouldn’t be another time constraint. We are here to make money easy.

Is Copper secure?

Copper uses encryption to protect your data both in-transit and at-rest. We use many tools to make sure your account cannot be maliciously accessed, and consider user privacy to be of the utmost importance. We have built Copper to keep your information safe. To learn more about what information we collect and how we use it, please read the Copper Privacy Policy. You can find the link at the bottom of this page.

Are there any fees?

While our various Banking + Investing plans do charge monthly subscription fees, we don’t charge any overdraft fees. You can can also make fee-free cash withdrawals at 55,000+ Allpoint ATM locations.
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