Teen Banking
No Hidden Fees.

Open a bank account in minutes

With the Copper debit card and app, teens can easily set goals and learn to save. Plus, you can track their spending in real time and send money in seconds.

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Copper debit card.
Mobile device showing teen’s latest transactions.

Copper teaches the basics of banking

  • The importance of Financial Health
  • Saving for the future
  • How to budget and spend wisely
  • Setting goals and reaching them

JOIN OVER 800,000 COPPER MEMBERS

Get the Copper Banking app and debit card now!

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14.4K Ratings
4.8

Copper has safety and security that do esn’t compromise

ENCRYPTED

We use secure encryption and authentication to protect your account.

PRIVACY PROTECTION

We value your personal information and promise that we will never share it.

FDIC INSURED

Your money will be insured up to $250,000 through Evolve Bank & Trust.

The Copper app is here to make your life a bit easier

Mobile device showing teen’s latest transactions.
Monitor purchases in real time
See when your teen makes purchases as soon as they use their card.
Mobile device showing parent’s view of setting up teen’s recurring allowance.
Set up allowances to pay your teens for doing chores
Customize your allowances on a weekly or bi-weekly basis. It’s up to you.
Copper debit card.FDIC logo and alternative pay methods including: MasterCard, Apple Pay, Google Pay and Samsung Pay.
FDIC Insured
Your money will be insured up to $250,000 through Evolve Bank & Trust.
No hidden fees. No overdraft fees. No credit checks.
Every little bit counts and we’re always happy to help you save money.
Mobile device showing an example of a lesson from the savings challenge along with an example of a money management tip.
Financial education built for your teen
From Copper Corner to in-app challenges, we'll make sure your teen is prepared for their future.
Mobile device showing an example of a lesson from the savings challenge along with an example of a money management tip.
Copper debit card.FDIC logo and alternative pay methods including: MasterCard, Apple Pay, Google Pay and Samsung Pay.
Mobile device showing parent’s view of setting up teen’s recurring allowance.
Mobile device showing teen’s latest transactions.

The Copper app is here to make your life a bit easier

Monitor purchases in real time
See when your teen makes purchases as soon as they use their card.
Set up allowances to pay your teens for doing chores
Customize your allowances on a weekly or bi-weekly basis. It’s up to you.
FDIC Insured
Your money will be insured up to $250,000 through Evolve Bank & Trust.
No hidden fees. No overdraft fees. No credit checks.
Every little bit counts and we’re always happy to help you save money.
Financial education built for your teen
From Copper Corner to in-app challenges, we'll make sure your teen is prepared for their future.

Frequently asked questions

How is Copper different than traditional banks?

Copper is designed with the goal of building better financial habits for its users. Copper provides a suite of banking tools alongside its teen debit card that allow parents and teens to easily manage their money, build savings goals that reward good behaviors. Copper also provides the ability to spend and move money with ease and convenience. At Copper, we understand that your lives are busy enough already and managing your finances shouldn’t be another time constraint. We are here to make money easy.

Is Copper secure?

Copper uses encryption to protect your data in-transit and at-rest. We use many tools to make sure your account cannot be maliciously accessed, and consider user privacy to be of the utmost importance and have built Copper to keep your information safe. To learn more about what information we collect and how we use it please read the Copper Privacy Policy. Link can be found at the bottom of this page.

Are there any fees?

We don’t charge any overdraft or minimum balance fees. You can also withdrawal cash fee free at over 55,000 Allpoint ATM locations.
Learn more
Mobile device showing parent’s view of the option to set up allowance for their teen.

People are talking...

“My Copper account is teaching me a lot”

My Copper account is teaching me a lot about how baking works. I love that I can use my debit card or Apple Pay on my own. My Mom likes that she can transfer money quickly to me without worrying about using cash.

• S.Outtai, 16, Scottsdale AZ

S.Outtai
16, Scottsdale AZ

“It was easy to sign up and connect his account to mine.”

I had tried Greenlight before finding out about Copper. The fees on Greenlight were higher and the process just wasn’t as cut and dry as it needed to be. When I discovered Copper, my teenage son and I sat down together and downloaded the app. It was easy to sign up and connect his account to mine. The process of adding money to my wallet and then sending it to his account is very simple and streamlined. I'm able to view my son’s balance and activity without searching for it.

• Michelle, 44, Santa Clarita CA

Michelle
44, Santa Clarita CA

“Thanks for giving my teen the chance to see what it’s like to manage his finances”

My son had never been able to save money (and still can’t), but with the savings account option he at least tries to! And Copper teaches him how. Thanks for giving my teen the chance to see what it's like to manage his finances, and providing an app and process that doesn't make me so frustrated I want to pull my hair out! :)

• Peggy, 39, Tallahassee FL

Peggy
39, Tallahassee FL
S.Outtai
16, Scottsdale AZ
Michelle
44, Santa Clarita CA
Peggy
39, Tallahassee FL

“My Copper account is teaching me a lot”

My Copper account is teaching me a lot about how baking works. I love that I can use my debit card or Apple Pay on my own. My Mom likes that she can transfer money quickly to me without worrying about using cash.

• S.Outtai, 16, Scottsdale AZ

“It was easy to sign up and connect his account to mine.”

I had tried Greenlight before finding out about Copper. The fees on Greenlight were higher and the process just wasn’t as cut and dry as it needed to be. When I discovered Copper, my teenage son and I sat down together and downloaded the app. It was easy to sign up and connect his account to mine. The process of adding money to my wallet and then sending it to his account is very simple and streamlined. I'm able to view my son’s balance and activity without searching for it.

• Michelle, 44, Santa Clarita CA

“Thanks for giving my teen the chance to see what it’s like to manage his finances”

My son had never been able to save money (and still can’t), but with the savings account option he at least tries to! And Copper teaches him how. Thanks for giving my teen the chance to see what it's like to manage his finances, and providing an app and process that doesn't make me so frustrated I want to pull my hair out! :)

• Peggy, 39, Tallahassee FL